Static wide shot. The waiter chews happily and raises a toast while the customer watches in utter disbelief. Static wide shot. Off-screen voiceover (all characters have their mouths closed, no one is speaking on screen): Narrator: "Потому что не знать условия страховки своей — это примерно как оплачивать ресторан и разрешить официанту самому есть ваш ужин." --- Don't speak, this is just backg...
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