Minimalist YouTube channel banner art for a channel called "БАНЩИК БАНКИРА". Clean, memorable flat-design composition on a solid warm background (soft beige or muted deep red). Central iconic emblem combining two simple symbols: a white felt banya hat (валяная банная шапка) sitting on top of a neat business necktie (галстук) — a witty visual metaphor for "bathhouse attendant of a banker". Simple bold geometric shapes, limited color palette (2-3 colors), subtle steam curl as a thin minimal line. Large clean bold Cyrillic title text "БАНЩИК БАНКИРА" in a modern sans-serif font, well-balanced typography, plenty of negative space. Flat vector style, elegant, professional, instantly recognizable logo-like design, no gradients clutter, no naked people, no gold bars.
