Create a vertical Instagram Reels cover/thumbnail (9:16) using the woman's face from the reference photo — preserve her identity exactly: blonde-light-brown shoulder-length hair, green eyes, freckles, natural friendly confident expression, looking directly at the camera with a slight smile. She is a 35-year-old attractive woman. Place her in a bright, modern, cozy home setting with soft natural daylight (light beige and warm wood minimalist interior in the blurred background). She holds a smartphone as if filming herself, energetic UGC-creator vibe. Add bold eye-catching Russian text overlay at the top: "КАК Я ЗАРАБОТАЛА 100 000₽ в UGC?!" in a clean modern sans-serif font, white letters with the number "100 000₽" highlighted in bright accent color (coral or gold) for emphasis. Professional Instagram Reels thumbnail aesthetic, high contrast, vibrant but tasteful, sharp focus on the face, photorealistic, high detail, mobile-optimized composition with text safe zones.
